1. What are the essential conditions inherent in a civil liability insurance?
2. What are the terms and differences compulsory, contractual, voluntary, personal and property insurance?
3. What are the contractual obligations mediate economic debt ratio? What are the characteristics of their civil-legal regulation? In what areas of the financial market are spreading credit and financial obligations?
4. What are the signs of similarities and differences of the credit agreement and the loan contract of employment? What are the grounds for the emergence of borrowings?
5. What are the signs of a credit institution?
6. What are the legal features of banking transactions?
The route intercity bus accident occurred, resulting in the death of a passenger Udintsev, which were dependent on his wife (II group) and two teenage children. Udintseva wife appealed to the management of long-distance passenger claiming compensation for damage caused by the death of a breadwinner. Management proposed Udintsevoy apply to insurance agencies.
According Udintsevoy insurance organization in clarifying the circumstances of the case found that Udintsev directed to travel on an urgent task, arrived at the bus station a few minutes before the departure of the trip bus and did not have time to buy a ticket.
Insurance company refused to pay insurance coverage on the basis that Udintsev, trapped in the vehicle without paying the fare and insurance payments can not be recognized as a subject of insurance relations. Udintseva filed a claim in court.
Head of the farm Rams got in office AgropromBank credit for the purchase of agricultural machinery for a period of six years. A year after receiving the loan Taranov died. Bank branch appealed to the heirs Taranov - other members of the peasant economy, demanding the repayment of the loan. Heirs Taranov believed that since the loan was taken for the needs of all the peasant farm, the grounds for early repayment of the loan is not available.
To resolve the situation.
The newly created commercial bank one month after obtaining a license for banking activities has concluded deposit agreement with Filippov. Return at maturity of the deposit and interest thereon, Philippi was returned only the amount of the deposit. Employees of the bank explained Philippi that under banking regulations in the first two years of the credit institution, it is not entitled to raise funds individuals in deposits. But this bank at the conclusion of deposit agreement with Filippov did not know.
Filippov went to court with a lawsuit to recover from the bank interest on the deposit. Objecting to the claim, the bank noted that since between the Filippov and the bank was illegal transactions, it can only take place bilateral restitution.
Flip the circuit structure of the contractual relationships with the mandatory and contractual health insurance.
Agreement on credit line
Using the regulations of the Central Bank of Russia, make a scheme of licenses to conduct banking activities, currently available, with an indication of the operations they allow.
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