Diploma - Assessment of creditworthiness of the borrower

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Diploma - Assessment of creditworthiness of the borrower of the bank on the example of GE MONEYBANK
INTRODUCTION 5
1. Theoretical aspects of assessing the creditworthiness of borrowers 8
1.1. The concept of the borrower's creditworthiness and the factors determining it 8
1.2. Credit policy as a tool to achieve the strategic goals of commercial bank 10
1.3. Methods for assessing the creditworthiness of the borrower 16
Chapter 2. Organizational-economic characteristics of GE MONEYBANK 32
2.1. Feature bank and credit products 32
2.2. Financials Bank «Ge MoneyBank» 37
2.3. Credit policy GE MoneyVank 60
CHAPTER 3 credit assessment of borrowers by the method GE MANYBANK 76
3.1. Credit rating of the borrower 76
3.2. The effectiveness of the borrower's creditworthiness assessment methodology and its improvement 80
CONCLUSION 94
References 96

Additional information

University - Higher School of Banking St. Petersburg
Year 2008

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