Diploma of lending to individuals (Russian experience)

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Uploaded: 08.02.2014
Content: 40208004329010.rar (134,52 kB)

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Description

Final qualifying work MUH
topic: Loans to individuals (Russian and / or foreign experience).
In this paper we consider the Russian experience by the example of the Murmansk branch of Commercial Bank "Renaissance Credit".
The work is protected perfectly in 2013.
A total of 70 sheets (application, calculations included), designed in accordance with the requirements of the SGA.
The file includes handouts and a speech for graduation.

Additional information

Introduction 3
1 Theoretical aspects of bank lending to individuals 6
1.1 The concept and essence of lending to individuals 6
1.2 Types and lending functions 11
1.3 Organization of crediting of physical persons in commercial banks 18
1.4 Trends in the development of retail lending in Russia 25
2 Features of crediting of physical persons on the example of the Murmansk branch of LLC Commercial Bank "Renaissance Credit" 29
2.1 Characteristics of the Murmansk branch of Commercial Bank "Renaissance Credit" 29
2.2 Analysis of loans to individuals in the species of the Murmansk branch of the Commercial Bank "Renaissance Credit" 37
2.3 The risks of commercial banks in lending to individuals 42
2.4 Assessment of credit risk and measures to improve the process of lending to individuals in the Murmansk branch of the Commercial Bank "Renaissance Credit" 47
Conclusion 55
Glossary 59
List of references: 62
67 Appendix A
Appendix B 68
Appendix 69

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