Insurance Test №1 MEI

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Uploaded: 26.02.2012
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Question 1. What insurance is the most primitive form?

1) Natural;
2) Property;
3) Personal;
4) Voluntary.
Question 2. What is the medieval insurance?

1) Fraternal;
2) of the manufacturing;
3) Guild-shops;
4) workshops;
5) Professional.
Question 3. The medieval insurance differed from the ancient?

1) the presence of property insurance;
2) the availability of the insurance fund;
3) lack of insurance premiums;
4) greater breadth of insurance coverage;
5) All of the above.
Question 4: What is the difference between the joint-stock insurance companies and state insurance?

1) Insurance companies carry out only non-life insurance;
2) along with voluntary Gosstrakh applies compulsory insurance;
3) Joint stock insurance companies carry out only the compulsory insurance;
4) Insurance companies carry only private insurance;
5) There is no difference between them.
Question 5. What kind of insurance is carried insurance companies in Russia?

1) Liability insurance, pet insurance;
2) property insurance, transport risks;
3) Insurance of commercial operations, insurance default on contracts;
4) Insurance risks of loan default insurance of citizens;
5) All of the above.
Question 6. What characteristics are determined by the specifics of the insurance protection?

1) The term damage in kind or cash;
2) The random nature of the occurrence of a natural disaster or other manifestation of the destructive forces of nature;
3) Implementation of measures to prevent and overcome the consequences of a specific event;
4) Objective need for reparation;
5) All of the above.
Question 7: What is the insured event?

1) the insurer's obligation to pay the sum insured or the insurance indemnity;
2) The set of redistributive relations over the counter or damages caused by the specific object of insurance;
3) The likelihood of damage to life, health and property of the insured as a result of the insured event;
4) The level of insurance valuation in relation to the value of the property accepted for insurance purposes;
5) the potential for damage to the insured object.

Additional information

In total 50 questions.

Question 50. What is not included in the charter of the insurance company?

1) The position of claiming this insurance company and a legal entity;
2) The names of all the participants the insurance company;
3) The position of the bodies that govern the activities of the organization, their structure;
4) Name of the insurance company and its location;
5) A list of interests and types of insurance that provides the organization.


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