The urgency of final qualifying work is that the insurance market in Russia has been actively developing its growth is quite stable for several years. The volume of premiums collected from major insurers are increasing every year by more than 2 times. However, talking about the mass insurance is not necessary. The volume of the Russian insurance market is still small compared with the volume of Western markets, and this difference occurs mainly due to the lack of development of the insurance sector individuals. In Western countries the share of revenues accounted for insurance of the population. In Russia, however, based on the results of individual insurance, we can talk about low insurance culture of the population.
Insurance serves as a powerful factor in the positive impact on the economy. It turned into a universal panacea for the protection of property interests of both individuals and legal entities. Today, it is the insurance increases the investment potential, as well as gives an opportunity to increase the status and wealth of the nation. It is important for the Russian economy, which currently is in a difficult position.
Objective: is the study of all the components of the Russian insurance market in the conditions of macroeconomic instability, as consideration of the most profound problems identified by the insurance market and the ways to solve them.
To achieve these goals it is necessary to solve the following problems:
- To consider the essence of the functioning of insurance;
- Examine the types of insurance;
- To consider the history and development of insurance in Russia;
- To analyze the current state of the insurance market;
- To characterize the organization of "insurance company" Consent "";
- To analyze the insurance services provided by the organization;
- Consider the possibilities for improving security in Russia.
The object of study in the final qualifying work is the Insurance company "Consent".
The subject - the organization of insurance activity Theory and Practice.
The theoretical work formed the basis of the research of scholars such as: perch. OB, Spletuhov Yu, Dyuzhikov EF Aliyev, B. H., O. Volkov, Glushkov PM, Rybakovsky LL Yu Savinov, Ackoff P . Albert M., V. Bansal, R. Braley, Vorst J., J. Grayson., Drucker P., E. Chandler, Shim Jae K.
The methodological basis of the work are the following methods: a comparative, analytical method economic and statistical analysis and others.
Information source study of final qualifying work are internal data LLC IC "Concord", national statistics, Ministry of Finance, analytical agencies dedicated to the organization of insurance in the Russian Federation.
The significance of the work and conclusions: issues are of particular importance considering the structure of the Russian insurance market, identify the steps and the main problems and prospects of development in the conditions of macroeconomic instability. The findings contribute to the development of measures aimed at addressing the problems identified by improving the institutional foundations of the Russian insurance market.
Introduction: developed during the execution of final qualifying work recommendations for improvement of the insurance market in Russia may be proposed by members of the insurance company LLC IC "Concord".
The structure of the thesis consists of an introduction, three chapters, conclusion and list of references.